We collect information about you that may be nonpublic to provide you with the appropriate insurance, customer service and fulfill our legal and regulatory requirements.
“Nonpublic information” is personal information identifying you and that we must obtain in order to provide you with the best insurance products and services.
The source and type of information we collect includes the following:
Information on your application or other forms (such as your name, social security number, address and telephone number)
Information about your transactions with us or others (such as prior claim and payment history)
Information from consumer reporting agencies (such as loss history reports, credit history and motor vehicle reports)
Information from other sources (such as medical information)
Information from vendors that are subject to the same Federal Credit Reporting Act and Insurance Privacy requirements for information such as MVR’s, loss history, insurance scoring or other information required by carriers to underwrite and price policies of insurance.
In the course of our general business practices, we may disclose the information that we collect (as described above) about you or others. Without your permission to the following types of institutions for the reasons described:
We reserve the right to change this policy, and to apply any changes to information previously collected, as permitted by law. We will inform you of any changes as required by law.
You have the right to request to be interviewed in connection with the preparation of such a report.
Upon request, you are entitled to receive a copy of the report.
The information obtained from the report prepared by the third party may be retained by the third party and disclosed to other persons.
Feel free to contact your Western Risk Company Representative with any questions.
After reading this notice, we are certain that you will now understand our agency respects your privacy and takes it’s responsibility to protect the information about you seriously. One of the purposes of this notice is to inform you that you have the right to prohibit the sharing of your “nonpublic” personal information with any third parties (listed in the paragraph below). If you choose to exercise this right, you may communicate your wishes with us by completing the Option Out Form and returning it to our office.
We restrict our employees’ use of non-public personal information about you to those individuals who need to know that information to conduct our business. We maintain physical, electronic and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.
Western Risk Company and it’s Affiliates
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